Charles Dickens' "A Christmas Carol" takes a contemporary jolt in this original musical set in modern-day Tennessee. Cyrus Flint is a mean old banker whose one and only concern is the welfare of Flint City Bank. Dennis and Laura Pritchett are two parents struggling to make enough money to pay for an operation their son needs. Flint is organizing a songwriting and singing contest with a $2,000 first prize to promote his bank.